Welcome to FHAhandbook.com. This website is an informational resource for home buyers and mortgage shoppers who are considering the FHA loan program. While we are not affiliated with the Federal Housing Administration, we are dedicated to helping consumers understand this government-backed mortgage program.
Our Mission: 'Clarify and Simplify' FHA Loans
The FHA loan program is a popular mortgage financing option among home buyers in the U.S. It is particularly popular among first-time buyers, though it's not restricted to that group.
Unfortunately, home buyers often have a hard time understanding this complex program. The official rules and requirements (created by the Department of Housing and Urban Development) are written primarily for mortgage lenders. As a result, they can tough for the layperson to understand.
That's where we come in. This website offers straightforward explanations of many FHA loan topics, in plain language anyone can understand. Our mission is to "clarify and simplify" the policies created by the Federal Housing Administration and HUD, to make them easier for you to grasp.
About the Publishers
This website was "born" in 2014. It is managed by a group of consumer educators and mortgage bloggers, the same group behind LoanLimits.org and other mortgage-related websites.
Brandon Cornett is the editor of FHAhandbook.com. Brandon is a full-time real estate researcher and writer. In addition to writing housing market news for several publications, Brandon monitors mortgage-related trends that consumers need to know about. He has been teaching home buyers about mortgage loans and related topics for more than 15 years.
Most of the information found on this website comes from official HUD guidelines, including their Single-Family Housing Policy Handbook. We also correspond with FHA-approved mortgage lenders to learn more about their internal procedures.
How & Where to Learn More
We are not mortgage lenders. Nor are we affiliated with the federal government in any way. We are mortgage researchers, writers, and consumer advocates. The FHA loan information found on this website has been provided for educational purposes and should not be viewed as financial advice.
While this site is packed with helpful information for mortgage shoppers and home buyers, we cannot comment on specific FHA loan transactions. For that, you would need to direct your questions to (A) an FHA-approved mortgage lender, (B) a HUD-approved housing counselor, or (C) the Federal Housing Administration's Resource Center.