Thinking about using an FHA loan to buy a house? Looking for straight answers? You've come to the right place. This website was created for home buyers and mortgage shoppers like you. It offers a wealth of FHA loan information and resources, including our own 60-page handbook for home buyers. You can learn more about our mission below.
Our Mission: Educating Home Buyers
The publishers of LoanLimits.org, QualifiedMortgage.org, and other housing-related websites have teamed up to create the FHA Handbook website (and the e-book that goes along with it). Our educational materials are written with first-time home buyers in mind. They explain the Federal Housing Administration's loan program in plain language that anyone can understand.
Our primary mission is to help consumers make smarter decisions during the home buying process, specifically by offering FHA loan information in plain English. Our secondary mission is to create a central repository for official guidelines and requirements, including those issued by the Department of Housing and Urban Development (HUD), FHA, and other housing agencies.
The FHA Mortgage Program in Plain English
HUD has made many changes to the FHA mortgage program over the last two years. As a result, many of the articles and guides published online have become outdated. You can find these guidelines on the official HUD website, but they are spread over dozens of handbooks totaling thousands of pages. Additionally, most of their information is written for lenders — not consumers.
Our website addresses both of these issues. It offers current information about FHA loans in a well-organized, accessible manner. It is current, convenient, and written specifically for consumers. In sum, it's a great place to begin your research into this popular mortgage program!
Disclaimers: We are not mortgage lenders. Nor are we affiliated with the federal government in any way. We are mortgage researchers, writers, and consumer advocates. The FHA loan information found on this website has been provided for educational purposes and should not be viewed as financial advice. If you have specific questions about this program, please visit the HUD.gov website or call their information line at (800) CALL-FHA (225-5342).