The conforming and FHA loan limits for Orange County, California were increased for 2025 due to home price gains that occurred during the previous year. Here are seven things you should know about these changes: You can learn more about Orange County loan limits below, including the figures for multifamily properties like duplex and triplex. […]
Phoenix FHA and Conforming Loan Limits 2025 (Maricopa and Pinal Counties)
There’s good news for Phoenix-area home buyers in 2025. The maximum loan limits for both conventional and FHA-insured mortgage loans have gone up due to rising home prices. This increase applies to all cities located within the Phoenix-Mesa-Chandler metropolitan area, including Maricopa County and Pinal County. At a glance: The Phoenix-area FHA loan limit has […]
Texas Loan Limits for 2025: FHA, Conforming, and Jumbo Amounts
Texas loan limits were increased for 2025 due to rising home prices. In most counties, the maximum mortgage amount for both FHA and conforming loans will go up, as shown below. In 2025, the conforming loan limit for all Texas counties will be $806,500, for a single-family property. The limits for FHA-insured mortgages will range from $524,225 […]
2025 Florida FHA Loan Limits: All Counties
Florida FHA loan limits and maximum mortgage amounts have been adjusted upward for 2025, in response to rising home prices nationwide. In Florida, the 2025 FHA loan limit for a single-family property will range from $524,225 to $967,150, depending on the county where the home is located. Most counties across the Sunshine State will have […]
Is It Really That Hard to Buy a House with an FHA Loan?
In some cases, using an FHA loan might make it harder to buy a home. But these loans are very common in the real estate market, and most sellers are happy to accept them. There’s a lot of chatter on the Internet that suggests it can be hard to buy a house with an FHA […]
FHA Loan Requirements for Home Buyers
Many home buyers use the FHA loan program because it offers flexible qualification criteria and a down payment as low as 3.5%. But borrowers must meet specific qualification criteria and requirements in order to qualify for an FHA loan. These requirements come from the Department of Housing and Urban Development (HUD). That’s because the Federal […]
Maximum FHA Loan Amounts for 2025
In this guide: An overview of the maximum FHA loan amounts for 2025, with an explanation of how they can affect you as a home buyer and borrower. The FHA loan program allows eligible borrowers to purchase a home with a down payment as low as 3.5%. This program also offers more flexible qualification criteria, […]
California Maximum FHA Loan Limit Amounts for 2024: All 58 Counties
Summary: The maximum FHA loan limit size amounts for California have been increased for 2024 in response to rising home values in the U.S. The new limits range from $498,257 to $1,149,825. This is good news for home buyers who are planning to use an FHA loan to buy a house in 2024. This policy […]
How to Apply for an FHA Loan: The Mortgage Application Process Explained
In this article, you’ll learn how to apply for an FHA loan and navigate the application process, step by step. We will also cover some of the preliminary steps you can take before applying for a loan, as well as the mortgage processing steps that come after it. An FHA loan is a mortgage that’s […]
Can FHA Mortgage Insurance Be Removed at the 20% Home Equity Level?
If you’re considering using an FHA loan to buy a house, you’ve probably heard that they require mortgage insurance. You might also be wondering if FHA mortgage insurance can be removed once you’ve reached 20% equity in your home, as with a conventional (or non-government-backed) home loan. The short answer is, it depends. If you […]